Waukesha State Bank Blog
This commentary was written and prepared by Waukesha State Bank. Content in this blog is for general information only and not intended to provide specific advice or recommendations for any individual. Please visit with one of our bankers to discuss your individual needs.
How Much Should You Spend On A Car Based On Your Income
Buying a car, whether it’s new or used, is a significant investment. You don’t want to overextend your finances by buying a car outside your budget, but you don’t want to settle for a subpar vehicle just because the price is right. To help you find a car that aligns well with your budget and fulfills your driving needs, use your income as a guide.
To Save Money
Whether you’re preparing for a big purchase, like buying your first car or saving for college, or just need a few extra dollars each month, saving money is a good idea. There are plenty of big ways to keep more money in your account, but here are some smaller ones that could add up to more than you expect.
The Difference Between Subsidized
and Unsubsidized Student Loans
The cost of tuition, books, room and board (if applicable) add up quickly, leaving you despondent about how you will pay for school. Even with scholarships and grants, your bank account may fall short of what is due, forcing you to apply for student loans. Loans afford you the education and degree you want, but loans also come with varying degrees of interest, benefits and negatives.
How To Save Money
On Your Grocery Bill
We all need to eat, but buying food can be a major expense — especially if you have a large family to take care of. However, if you’re willing to put in a little effort, there are plenty of ways to save money on your grocery bills and take a bit of stress away from your financial situation.
What Are Roth IRA
As you plan for retirement, it’s important to invest your money in a way that maximizes your income in your senior years. In some cases, a Roth IRA conversion could get you closer to this goal by allowing you to pay less in taxes when you retire. Before you take this route, it’s important to understand the basics of Roth IRA conversions and determine whether they fit your specific financial situation
What To Do When You're
Denied Life Insurance
Life insurance is key to providing financial stability for your loved ones after well into the future. But having coverage is no guarantee — if you are seen as a risky candidate, an insurance provider can reject your application outright. Getting rejected for life insurance coverage is deflating but knowing what to do next can lead to a positive result in the end.
Financial Fitness Posts
02/2019 - Establishing Good Financial Habits
02/2019 - Top 5 Financial Mistakes People Make
04/2019 - Spring Cleaning: Finances
07/2019 - Building a Good Credit Record
10/2019 - Creating an Organized Financial System
11/2019 - Make Your Money Work For You
11/2019 - Preparing for Major Financial Events
11/2020 - Which Debit Card to Payoff First
02/2021 - Online Finance Basics
Financial Security Posts
General Banking Posts
02/2019 - The Many Benefits of Online Bill Pay
05/2019 - How Your Bank Works for Your Community
03/2020 - Last-Minute Tax Time Checklist
06/2020 - Identifying Your Wants Vs. Your Needs
03/2021 - Worried About Higher Taxes?
05/2021 - What Are Roth IRA Conversions?
Home Lending Posts
02/2018 - Home Equity Loan and Lines Explained
05/2018 - Simple Ways to Estimate Home Value
05/2019 - Homebuying Tips for First-Timers
11/2019 - Should You Refinance Your Home Mortgage?
02/2020 - New House Vs. Home Improvements
08/2020 - Give Patio Furniture New Life
Saving Money Posts
05/2018 - Savings at Home for Summer
05/2019 - Saving on Auto Finance Costs
08/2019 - Add $100,000 to Your Retirement Savings
08/2019 - Savings Strategies
11/2019 - Building an Emergency Fund
03/2020 - Dining Out on a Budget
05/2020 - Beyond Coupons: Apps to Save You Money
08/2020 - Budgeting for a 2021 Vacation
11/2020 - Reign in Holiday Shopping with a Budget
05/2021 - How To Save Money On Your Grocery Bill
06/2021 - Little Ways to Save Money
Small Business Posts
03/2020 - Financial Skills for Young Adults
03/2020 - Tune Into These 4 Motivational Podcasts
08/2020 - Financial Aid Resources
03/2021 - Tax-Filing Tips for College Students
02/2021 - Tips for Staying Positive in Winter
02/2021 - How to Volunteer Virtually
03/2021 - 7 Great Movies About Long Journeys
05/2021 - 7 Engaging Travel-Themed Podcasts