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Whether you’re just starting out or haven’t had to make payments on anything yet, it can be difficult to get a loan without an established credit history. The good news is that you can secure a loan when your credit history is non-existent. The bad news, though, is that it will be more challenging. The following advice can help you navigate the complexities of getting a loan sans credit history.

 

Student loans can be a heavy financial burden. However, there are a few simple tips to help you chip away at your debt faster. Here’s a look at a few strategies to help you set yourself on a quicker path toward financial freedom.

 

This biggest misconception about saving money is that it's something you do at the end of the month with whatever is left over after all of your expenses. Actually, it's better to save first, before you spend anything. This is often called the "pay yourself first" method.

 

If you or a loved one were solicited through a computer pop-up, social media site, dating site, text, email, or phone call by someone you have never met, and answer “YES” to one of the following questions, you may have been targeted by a SCAM.

Are you thinking about selling your home? If so, you might want to put some improvements on your to-do list first. These upgrades and projects can help your home shine in the sea of listings and attract numerous buyers to check out your abode. The more interest you can generate, the better the selling process will be!

For many people, an automated teller machine is still their preferred method of depositing checks and cash as well as withdrawing money. If you plan to use an ATM — whether near your home or in another town you’re visiting — make sure to follow this advice so you lessen the chance of becoming an ATM crime victim.