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Every time you perform a financial transaction that involves your checking or savings account, you must provide a routing number and an account number. Both of these are mandatory in order for the operation to occur. To help you understand how these transactions work, here’s an explanation of what a routing number is and how it’s used.

Since many schools accept credit cards as payment for tuition and other expenses, it may be tempting to cover some of these costs with a credit card. However, it’s important to be aware of the risks and drawbacks of paying with plastic.

With winter in full swing, you might be looking for ways to stay entertained. One way to enrich your mind is to take virtual tours of zoos and aquariums — right from the comfort of your own home.

It’s important that you start coaching your children on the basics of financial responsibility early in their lives. Properly saving, spending, and investing money are crucial skills for all people to master — and the sooner you can teach them, the better!

If you are ready to get away from the daily grind and recharge on a vacation, you know that planning ahead is key, especially if you’re working with a limited budget. 

Giving a gift that fulfills some want or need is a great way to show someone that you care about them. What if that gift is a high-value item like a car for your teen driver or a cash gift for a friend who’s fallen on hard times? You could wind up stuck paying a gift tax.