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Loan Rates

Automobile Loans

Type Year
of Vehicle
Term
(Months)
APR** Payment
per $1,000
New 2020 - 2021 72 4.00% $15.65


60 3.75% $18.30


48 3.50% $22.36
Used 2017 - 2021 60 4.00% $18.42


48 3.75% $22.47


36 3.50% $29.30
Used 2012 - 2016 48 4.00% $22.58


36 3.75% $29.41


24 3.50% $43.20
Used 2011 - Older 36 4.00% $29.52


24 3.75% $43.31
**APR assumes automatic monthly payments, loan amount of $10,000 or more, credit scores over 699, a total debt ratio of 40% or less and no adverse underwriting factors. Other rates and terms may be available for customers that do not meet these qualifications.
Underwriting approval required. Down payment may be required based on value of vehicle and loan amount requested. Other restrictions may apply. Rates and terms are subject to change and are not guaranteed.
Rates and terms vary based on age, type and value of vehicle, and loan amount. Please contact us for a quote.

Home Equity Line of Credit (HELOC)

Type Variable
Rate
Current
APR**
Maximum
LTV
Minimum Loan Amount Maximum Loan Amount
HELOC Special Prime Rate - 0.50% 3.75% 80% $50,000 $250,000
HELOC 80 Prime Rate + 0.00% 3.75% 80% No Minimum $250,000
HELOC 90 Prime Rate + 1.00% 4.75% 90% No Minimum $250,000
HELOC 100 Prime Rate + 2.00% 5.75% 100% No Minimum $100,000
HELOC 105*** Prime Rate + 4.00% 7.75% 105%*** No Minimum $100,000
*Variable interest rate that can change monthly. "Prime Rate" = the U.S. prime rate as published in the Wall Street Journal.
**Current APR = effective minimum APR. Maximum APR is 18.00%. Annual loan commitment fee of $36 with autopay or $50 without autopay - waived the first year. $300 early termination fee if the home line is terminated within the first 3 years. There are no closing costs for lines of $25,000 - $250,000 with an 80% loan-to-value. Closing costs generally range between $155 and $1,125 for loans that do not meet this criteria.
Rates assume credit scores over 699, a total debt ratio of 40% or less and no adverse underwriting factors. Other rates and terms may be available for customers that do not meet these qualifications.
Subject to underwriting approval. Homeowners insurance is required. Closing costs may apply. Other restrictions may apply. Rates and terms are subject to change and are not guaranteed.
***The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges.

Home Equity Loans (Fixed Rate)

Term Rate APR** Payment
per $1,000
Maximum
LTV
5 Years 3.25% 3.316% $18.08 80%

4.25% 4.317% $18.53 90%

5.25% 5.318% $18.99 100%

7.25% 7.321% $19.92 105%***
10 Years 4.00% 4.036% $10.12 80%

5.00% 5.037% $10.61 90%

6.00% 6.039% $11.10 100%

8.00% 8.041% $12.13 105%***
15 Years 4.75% 4.777% $7.78 80%

5.75% 5.778% $8.30 90%

6.75% 6.780% $8.85 100%

8.75% 8.782% $9.99 105%***
Payments do not include amounts for property taxes and hazard insurance premiums, if applicable, and the actual payment obligation will be greater.
**APR based on loan amount of $25,000 and assume credit scores over 699, a total debt ratio of 40% or less and no adverse underwriting factors. Other rates and terms may be available for customers that do not meet these qualifications.
Underwriting approval required. Homeowners insurance is required. Closing costs may apply and generally range between $155 and $1,125 . Other restrictions may apply. Rates and terms are subject to change and are not guaranteed.
***The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges.

Fast & Friendly 1st Mortgage Refinance

Term Rate APR** Payment
per $1,000
Maximum
LTV
Closing
Costs
5 Years 2.99% 3.055% $17.96 80% $125
10 Years 2.99% 3.045% $9.65 80% $125
Payments do not include amounts for property taxes and hazard insurance premiums, if applicable, and the actual payment obligation will be greater.
**APR based on loan amount of $25,000 and assume credit scores over 699, a total debt ratio of 40% or less and no adverse underwriting factors. Other rates and terms may be available for customers that do not meet these qualifications.
Underwriting approval required. Owner occupied single family residential properties only. Homeowners insurance is required. Other restrictions may apply. Rates and terms are subject to change and are not guaranteed.

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