A Financially Secure Tomorrow
At Waukesha State Bank, we take pride in providing our customers with a complete variety of savings plans. Our customer service representatives are able to assist you in selecting the plan that will help make your dreams for tomorrow come true.
Listed below are all of our savings account options.
| Regular Savings | Super Saver | Friendly's Club | Christmas Club | Eagle Money Market | Health Savings Account | |
|---|---|---|---|---|---|---|
| Best Fit For: | People looking for a simple and affordable savings plan. | The customer who prefers a higher interest rate. | Kids ages 0-15. | People looking to save for holiday expenses or a special purchase. | Higher balance personal and business savings customers who want competitive rates without sacrificing access to their funds. | People with high-deductible health plans. |
| Minimum to Open | $10 | $1,000 | $10 | $1 | $1 | $0 |
| Minimum Balance to Avoid Service Fee | $100 | $100 | $0 | $0 | $1,000 | $1 |
| Service Fee | $2 per month if Minimum Balance Not Maintained1 | $2 per month if Minimum Balance Not Maintained1 | $10 per withdrawal (before annual payout) | $10 per statement cycle if Minimum Balance Not Maintained | ||
| Other Requirements, Restrictions, or Notes | IRS eligibility and other rules apply | |||||
| Earns Interest | √ | Tiered based on balance | √ | √ | Tiered based on balance | Tiered based on balance |
| ATM/Debit Card Access | √ | √ | √ | |||
| Free Electronic Transfers | First 6 free / statement cycle2 | First 6 free / statement cycle2 | First 6 free / statement cycle2 | First 6 free / statement cycle2 | First 6 free / statement cycle2 | |
| Free Online Banking, Mobile Banking, & Mobile Deposit | √ | √ | √ | √ | √ | |
| Additional Benefits |
3 age groups:
0-4, 5-12, 13-15 Earn prizes for making deposits ($1 minimum)
Special birthday dollar and “Members Only” events
|
Funds disbursed in November in time for Christmas shopping |
Free 1st order
of checks Free Cashiers Checks & Money Orders Unlimited in-person withdrawals |
Unlimited check writing |
1 Fee waived for accounts of individuals less than 18 years of age.
2 $2.00 per electronic transfer (online, telephone, or pre-authorized) from savings to checking applies after 6 per statement cycle.
What to bring with you:
We offer multiple identification options to help make opening an account simple and convenienet.
- Acceptable forms of ID may include:
- Driver's license or state-issued ID
- U.S. or foreign passport
- Permanent Resident Card
- U.S. visa
- Military ID
- Student or employee photo ID
- Matricular Consular Card
- Other supporting documentation as needed
Don't see your identification listed? Please reach out to our team. We're committed to making account opening accessible and are happy to review your options.
You may also be asked to provide proof of your current address, such as:
You may also be asked to provide proof of your current address, such as:
- Utility bill
- Lease or mortgage document
- Government or financial institution correspondence
- Insurance, tax, or payroll documents
Additional residency verification options may be available. Please contact us or visit a branch for assistance.
Requirements may vary depending on the account type and individual situation.
Requirements may vary depending on the account type and individual situation.
Saving for Retirement Starts Today
The best time to start saving for retirement...was yesterday. So get going, and open an IRA!