CD & IRA Rates





Certificate of Deposit Fixed Rates*

Rates and terms apply to regular and jumbo CDs up to $1 million. Advance approval required over $1 million.
 

 Minimum Balance
to Open		 Annual Percentage Yield (APY) Interest
Rate		 APY
Compounded
6 Months to < 1 Year $500 3.850% 3.784% Monthly
1 Year to < 18 Months $500 3.850% 3.784% Monthly
18 Month with
"Raise Your Rate" Option		 $500 4.000% 3.928% Monthly
18 Months to < 2 Years $500 4.000% 3.928% Monthly
2 Years to < 3 Years $500 4.100% 4.025% Monthly
3 Years to < 5 Years $500 4.100% 4.025% Monthly
5 Years to < 7 Years $500 4.250% 4.169% Monthly
7 Years $500 4.250% 4.169% Monthly

Traditional IRA / ROTH IRA / Coverdell Savings Fixed Rates*

 

 Minimum Balance
to Open		 Annual Percentage Yield (APY) Interest
Rate		 APY
Compounded
1 Year $1 3.850% 3.784% Monthly
18 Months $1 4.000% 3.928% Monthly
2 Years $1 4.100% 4.025% Monthly
3 Years $1 4.100% 4.025% Monthly
4 Years $1 4.100% 4.025% Monthly
5 Years  $1 4.250% 4.169% Monthly
 
Fees could reduce the earnings on all accounts. * There may be a penalty for early withdrawal.

View our account terms and conditions.

 

Don’t see the term or product you’re looking for? 

Please reach out to one of our friendly bankers for additional options.

 

What to bring with you:

We offer multiple identification options to help make opening an account simple and convenient.
 
Acceptable forms of ID may include:
  • Driver's license or state-issued ID
  • U.S. or foreign passport
  • Permanent Resident Card
  • U.S. visa
  • Military ID
  • Student or employee photo ID
  • Matricular Consular Card
  • Other supporting documentation as needed
Don't see your identification listed? Please reach out to our team. We're committed to making account opening accessible and are happy to review your options.
 
You may also be asked to provide proof of your current address, such as:
  • Utility bill
  • Lease or mortgage document
  • Government or financial institution correspondence
  • Insurance, tax, or payroll documents
Additional residency verification options may be available. Please contact us or visit a branch for assistance.
 
Requirements may vary depending on the account type and individual situation.
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