Loans are valuable financial tools. They help get you the things you need, when you need them. The right loan at the right time can help you finance a car, further an education or make those needed home improvements.
When you are shopping for a loan, it's important that you find a partner you can trust. We hope to be that partner. We offer personal loans and lines of credit for almost every purpose, and we take pride in providing a prompt, individualized response to every loan request.
Personal Loans
Whatever your needs are, we can help out with a little extra cash. Personal Loans are great for purchasing:
- New and u sed vehicles
- Motorcycles, snowmobiles and ATVs
- Boats and personal watercraft
- Recreational ve hicles
They also can be used for:
- C onsolidating debt
- Building or establishing credit
- Home improvements
- Travel or vacation
- Ov erdraft Protection
Interested?
Schedule an Appointment Find an Office Open your Loan Online
Plus, check out our Loan Payment Calculator for an estimate of your monthly payment or click here to request your FREE annual credit report.
Home Equity Loans & Home Equity Lines of Credit 
Waukesha State Bank is your home equity loan resource. Tap into your home’s equity to get your finances back on track! With terms and payments to meet your needs, Home Equity Loans offer:
- Fixed rate options
- Multiple payment options
- 24/7 online account access
- No prepayment penalties
- Flexible terms / installments
- 100 % financing options
The ultimate in convenience, Home Equity Lines of Credit offer:
- Co nvenient borrowing
- Personalized checks
- Mastercard® access
- Interest only payment option
- 24/7 online account access
- 100 % financing options
Interested?
Schedule an Appointment Find an Office Open your Loan Online
Plus, check out our Loan Payment Calculator for an estimate of your monthly payment or click here to request your FREE annual credit report.
Personal Reserve Account*
The dreaded overdraft. Did you have an unexpected expense? Did you make a mistake in your check register? Our Personal Reserve Account will ensure that you always have enough funds to cover your checks, even if the checks you've written exceed your balance. The Personal Reserve Account will cover your purchase and automatically set up a convenient payment plan. This plan is for you if you have a tendency to keep small amounts in your checking account and are not sure exactly what your balance is when shopping.
This type of protection saves you expensive overdraft charges that could add up, can be attached to many of our checking accounts and is free to our Advantage Plus account customers.
Interested?
Schedule an Appointment Find an Office
*As with all credit products, Personal Reserve Accounts are subject to credit approval. Other requirements may apply. Please see account disclosure for applicable fees and terms and a complete description of any account. Account disclosures are available at any of our offices; just ask any New Accounts Representative or Personal Banker for details.
