Debit & ATM Cards

Waukesha State Bank credit cards

Easier than checks, safer than cash.

Make purchases with your Debit Mastercard - The funds are withdrawn directly from your checking account, and there's no annual fee!

Debit Mastercard®

The Waukesha State Bank Debit Mastercard* is a fully functional debit card with the added abilities of an ATM card. You can use your Debit Mastercard to make purchases anywhere Mastercard is accepted, and the funds are withdrawn directly from your checking account just like a check or ATM purchase. You'll enjoy the convenience of accessing your checking account's funds at more than 36 million merchants worldwide.

Benefits of a Waukesha State Bank Debit Mastercard

  • There is no annual fee for this card.** 
  • Acceptance: Some merchants will not accept out of town checks or even a local check; however, 36 million merchants worldwide accept Debit Mastercard.
  • EMV Chip Technology: Improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
  • Zero Liability: In the event that your card is used to make unauthorized purchases - whether made in a store, by phone or online - you won't be held liable.***
  • CardValet®: Manage card security in our mobile app. Learn more about CardValet.
  • Extended Warranty: Doubles most manufacturer or U.S. store brand warranties for up to one additional year. To file a claim, click here or call 1-800-MASTERCARD.****
  • Mastercard ID Theft ProtectionTMProvides you with access to a number of identity theft resolution services. This product offering will alert cardholders about possible identity theft by monitoring the web and searching for compromised credentials and potentially damaging use of registered personal information in order to detect fraud at its inception. It also provides a monthly risk alert/newsletter, resolution services that are available 24/7, lost wallet assistance, single bureau credit monitoring, financial account take over monitoring, and URL and domain monitoring. To use this service, simply enroll using Mastercard's Identity Theft Portal.****
  • Satisfaction Guarantee: Can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date. Call 1-800-MASTERCARD to request a claim form.****
  • Mastercard Global ServiceTM: Provides 24 hours a day, seven days a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands and Puerto Rico) and Canada, call 1-800-307-7309. Outside of the United States, call the United States collect at 1-636-722-7111.****
  • Mastercard Airport ConciergeTM: Provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing. To reserve Mastercard Airport Concierge services, click here or consult your travel advisor.
  • Mastercard Priceless Cities: Offers unique access and special experiences so you can enjoy more of the cities you love. Click here to subscribe and explore Priceless Cities.
For complete details regarding Mastercard's consumer debit card core benefits, click here to view the Mastercard Guide to Benefits.

**Inactivity fee may apply.

***Certain restrictions apply. See for details.

****Certain restrictions apply.

Who can benefit by owning a Debit Card?

  • Personal & Business checking account customers
  • Frequent ATM users
  • People who don't want to carry a lot of cash
  • Frequent travelers
  • Customers looking for an easy alternative to purchasing merchandise without writing a check

Apply for yours today at one of our convenient locations!


  • To get and/or change your PIN, call our VRU (Voice Response Unit) at 1-800-992-3808 and select a PIN which will be easy for you to remember. You can also change your PIN at any Waukesha State Bank ATM. DO NOT write your PIN on your card. The PIN change will be immediate.
  • When traveling, look for other networks that support your Waukesha State Bank Debit Mastercard. 

Mobile Wallets: Easy, Secure and Private Ways to Pay

Mobile wallets let you easily pay for purchases in stores using your Waukesha State Bank Debit and Credit Card, your smartphone and a mobile wallet app, such as Apple Pay®, Google Pay and Samsung Pay. You can also pay for purchases in apps and online with your mobile wallet app, creating a more secure and easy way to pay.

Using mobile wallets is more secure than swiping your card.

When you make purchases with a mobile wallet, a virtual account number is used instead of your actual card number so that your payment information isn’t shared with the store. Plus, it can be easier and more convenient than getting your debit card in and out of your wallet to pay for your purchase.

Get started today!

Get the most out of your Waukesha State Bank Debit and Credit Card by combining their features with these mobile wallets:

Apple Pay
Google Pay
Samsung Pay


Helpful Links

*The Waukesha State Bank Debit Card is subject to approval. Other requirements may apply.

Lost or Stolen Debit Cards

  • During banking hours (8 a.m. - 6 p.m. Monday - Friday, and 8:30 a.m. - Noon Saturday), call (262) 549-8531.
  • During non-banking hours, call 1-800-472-3272. Please have your social security number on hand, as this will be required to assist you.