Checking Accounts that Fit Your Needs
Waukesha State Bank offers a variety of checking account options - one of which will fit your needs perfectly. Below you will find the account that gives you everyday convenience while saving you time and money.
All of our Personal Checking Accounts feature:
- FREE access at Waukesha State Bank ATMs using your Waukesha State Bank Debit Mastercard®
- No ATM surcharge at ATM Access terminals throughout Wisconsin.**
- FREE Online Banking
- FREE Mobile Banking & Mobile Deposit
- FREE Online Bill Pay with Paperless Statements*
- FREE Point-of-Sale debit transactions
- $100 minimum to open
Scroll to the left to view the rest of the table.
| Items | Free Checking with Direct Deposit |
Personal Checking | Simple Checking | Student Checking |
Senior Advantage Checking |
Advantage Plus Checking |
Interest Checking | Value Added Checking Plus |
|---|---|---|---|---|---|---|---|---|
| Best Fit For | People who want a basic account with no minimum balance or monthly service fee. | People who want a basic account but don't have a direct deposit. | People who write 15 or fewer checks per statement cycle. | Students under age 26. |
Senior citizens receiving a retirement income. | People looking for added value from a checking and savings account partnership. | Those who want to earn interest and have a higher balance to offset the monthly service fee. | People wanting a club account with an extensive array of benefits. |
| Minimum Balance | $0 | $250 | $0 | $0 | $0 | $0 (Linked account required) |
$1,000 | $0 |
| Fee if Minimum Balance not Maintained | $12 per statement cycle | $12 per statement cycle | ||||||
| Other Fees | $5 per statement cycle | $12 per statement cycle (if linked account balance not maintained) |
$12 per statement cycle | |||||
| Earns Interest | √ | √ | ||||||
| Other Requirements, Restrictions, or Notes | One direct deposit per statement cycle (or will convert to a Personal Checking account) |
15 checks per statement cycle ($0.25 per check thereafter) |
For students under age 26. Parent/guardian required as joint owner if student is under age 18. | Must be 55 years or older and be receiving retirement income. | $2,500 in linked Savings, Super Saver, Eagle Money Market, or CD | |||
| Free Checks | 1st order | 1st order | Vault-Image | Vault-Image | ||||
| Unlimited Check Writing | √ | √ | √ | √ | √ | √ | √ | |
| Additional Benefits | ADDITIONAL BENEFITS TO STUDENT CHECKING | ADDITIONAL BENEFITS TO ADVANTAGE PLUS CHECKING | ADDITIONAL BENEFITS TO VALUE ADDED CHECKING PLUS |
**Whether or not an ATM has a surcharge, normal fees still apply as follows: A $2 transaction fee will apply at all non-Waukesha State Bank ATMs unless any one of the following conditions are met: 1) you are an Advantage Plus or Student Checking account owner, 2) you maintain a minimum balance of $2,500 or more during the checking account monthly statement cycle or savings service charge cycle (calendar month), 3) the transaction is a deposit, transfer or balance inquiry.
*Checking accounts other than Advantage Plus or Value Added Checking Plus pay a fee for Online Bill Pay if they receive Paper Statements. For Advantage Plus, Value Added Checking Plus and other checking accounts with Paperless Statements, a monthly inactivity fee will apply after 60 days of non-use.
± Mastercard gift card is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
Click here to view our account terms and conditions.
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