Merchant Card Services


With our Merchant Card Services offerings, you can help meet the payment needs of your customers with the ability to accept Visa, MasterCard, Discover Network and other major cards. We offer a wide range of full-service bankcard processing alternatives designed to strengthen your customer relationships and improve your profitability.

Benefits of working with Waukesha State Bank include:

Merchant Services

Dedicated Customer Service and Support

Experienced, local professionals take a consultative approach to sales and service – it’s all about you and your business goals.  Your local Merchant Services representative works directly with you to ensure the smooth and efficient operation of your account. We offer a free comparison of your existing merchant fees, fast application turnaround, free programming of your existing terminal, and the deposit of funds into your current checking account. We also offer in-depth, point-of-sale training so you know how to conduct transactions most efficiently. And when you have a question or need information, trained professionals will provide their experience and expertise, 24 hours a day, 7 days a week.

Flexible, Upfront Pricing 

Flexible, unbundled pricing allows you to qualify for the lowest interchange rates charged by Visa®, MasterCard®, or Discover Network. And there are no hidden costs – what we tell you before you sign the contract is what you’ll see in your statement. We will walk you through the details of the agreement – so there are no surprises on your billing statements.

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Reliable Technology

Fast, reliable, and uninterrupted transaction processing is crucial to the success of your business. We deliver state-of-the-art technology and equipment – including purchasing and leasing options – so you can automatically accept Visa, MasterCard, and Discover Network. Our terminals also can authorize other major cards, including American Express®, Diner’s Club®, Carte Blanche®, JCB®, and most debit networks.

Rapid Availability of Funds 

Funds from card transactions are deposited electronically into your business deposit account within two business days.

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Risk Mitigation

Risk analysts monitor daily deposit activity to detect potential issues before they become problems.  The integrity of the transaction is the foundation of your business and ours. Using one of the most versatile and efficient risk management systems in the industry, staff monitors retrieval requests, chargebacks, and card association reports to detect potential issues before they become problems.

Easy-to-Read Monthly Processing Statements

You won’t need a translator to understand your monthly statements. Your statements will be condensed, easy to read, broken down by deposit and fee transaction type, and provided before fees are withdrawn from your account. This allows you to balance and reconcile monthly.


To sign up or learn more about how Merchant Card Services can help you increase business and strengthen customer relationships, call  (262) 549-8518 or visit any Waukesha State Bank office.

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