Home Equity Line of Credit: 3.75%APR
(Variable Prime - 0.50%. 3.75%APR floor)
"Just because you’ve been a bank customer for decades doesn’t mean you always need a long-term financing solution. Matt is a perfect example of how families change, projects change, and needs change year after year, season after season! He and his wife Stephanie have used our Home Equity Line of Credit for numerous projects throughout the years, including home remodeling, covering expenses for flipping a house, helping out with business expenses, and completing their dream kitchen! Because today’s projects mean accessing cash through a fast and easy loan process, without the fuss of gimmicks or surprises! It’s been my privilege to watch Matt & Stephanie’s family grow, to see them raise three children in the Delafield commYOUnity, and to serve their short-term financing needs through our Home Equity Line of Credit."
- Carla Bodway, Bank Manager
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*Annual Percentage Rate (APR) is variable and will adjust according to the U.S. prime rate (as published by the Wall Street Journal) - 0.50% with a minimum APR of 3.75% and a maximum APR of 18.00%. An annual loan commitment fee of $36 with autopay or $50 without autopay is waived for the first year. An early termination fee of $300 may be assessed if the home line is terminated within the first 3 years. There will be no fees imposed to open the new home line. Property insurance will be required. This special offer is valid only for new home lines of $50,000 - $250,000, or existing home lines with an increase of $50,000 or more, with a loan-to-value (LTV) not exceeding 80% and subject to credit approval. Other financing options may be available to customers that do not meet the terms of this offer, including LTV ratios as high as 105%. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax adviser for further information regarding the deductibility of interest and charges. Other conditions or restrictions may apply. Member FDIC.