Business Loans & Credit
Financial Strength • Rapid Decision Making • Community Focus
Local Everything • Consistency • Lender Expertise
At Waukesha State Bank, you'll receive personal and timely responses to the credit needs of your business. We offer services tailored to fit your business demands, large or small. In addition, you'll receive one-on-one, personalized service and support from our understanding, knowledgeable professionals.
We'll be happy to discuss which loan or credit program is right for you:
- Term Loans
- Installment Loans
- Real Estate Loans
- SBA Loans
- Equipment Loans
- PECFA Loans
- Revolving Lines of Credit
- Letters of Credit
- Business Credit Cards
Call (262) 549-8551 today to discuss your business goals with one of our knowledgeable and friendly Commercial Bankers!
Waukesha State Bank is one of Wisconsin’s largest SBA Lenders and is a member of the SBA’s Preferred Lender Program since 1999, allowing us to make your loan decision right here. Our committed SBA experts are available to assist you in finding the right loan for you.
For more information about SBA Loans, please visit the SBA's website.
Call (262) 549-8551 today to discuss your business goals with one of our knowledgeable and friendly SBA experts!
Choosing the right business credit card is easier than ever.
No matter which card you choose, you'll enjoy important features like:
- Award-winning expense management tools
- Free employee cards
- EMV smart chip technology for added security
- Mobile purchasing for added convenience
Let's get started...
Earn Valuable Rewards
Visa® Business Cash Card
- Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase. More
Visa® Business Bonus Rewards Card
- Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back1 after your first purchase. More
Visa® Bonus Rewards PLUS Card
- Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase - all with a low annual fee. More
Or call (262) 549-8551 today to discuss your business goals with one of our knowledgeable and friendly Commercial Bankers.
1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated and American Express. Mastercard is a registered trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.
Specialty Card Option for Non-Profits and Municipalities
Visa® CommUNITY Card
- Designed for non-profits and municipalities
- Generous credit lines
- Employee cards
- Easy way to manage cash flow and expenses
- Consolidated statements show all charges at a single glance
- Optimize accounts payable with a single record of transactions
- Optional Rewards Program pools points into one central account
- Reward points redeemable for things you need to enhance your organization
- Organize and track spending with management reports
To apply for our Visa® CommUNITY Credit Card, please visit one of our convenient locations.
In addition to your completed application, you will be asked to provide:
- Proof of non-profit or municipality status
- Legal identity documentation (articles of incorporation, trust instrument, secretary of state filing, certificate in good standing, or gov’t-issued business license)
- Two years of complete financial statements (balance sheet and income statement required, cash flow statement and tax returns preferred. If the financial statements provided are more than four months old, an interim financial statement is also required.)
Lost or Stolen Credit Cards:
Please call 1-800-558-3424. When prompted, state "Stolen," and you will be connected with a customer service representative.
24-Hour VISA® Credit Card Member Service Number: (800) 558-3424
*PLEASE NOTE - For VISA® Credit Card information, online applications, and access to your account, you will be leaving Waukesha State Bank's website and redirected to our credit card account service provider - Elan Financial Services.
Credit products are subject to credit approval and availability. Some exceptions apply.