Business CheckingChecking Designed with Your Business in Mind

Waukesha State Bank offers a variety of business checking account options to choose from... one that is sure to fit your business needs perfectly.

Deluxe Biz Checks


Business Checking

The Business Checking account is designed for sole proprietorships, partnerships, LLCs and corporations with higher levels of account activity.  It's perfect for businesses that don't want to worry about maintaining a minimum balance.

  • Monthly Maintenance Fee  —  $ 12.00
  • Checks/Debits (each)  —  $ 0.18
  • Deposits/Credits (each)  —  $ 0.55
  • Items Deposited (each)  —  $ 0.09
  • eCorp Monthly Fee—Basic  —  $18.00
  • eCorp Monthly Fee—Enhanced —  $30.00
  • Paperless Statements  —  No Charge^
  • Online Bill Pay with Paperless Statements —  No Charge^*
  • Online Bill Pay without Paperless Statements —  $6.00/mo^
  • This account does not earn interest

Earnings Credit:
The account will receive a monthly earnings credit set by the bank based on the adjusted average collected balance in the account each statement period. The adjusted average collected balance is the average collected balance for the period less a 10% reserve requirement.

All negative average collected balances for the statement cycle will be subject to a finance charge based upon the prime lending rate plus 5% in effect on the last day of the statement cycle.

A Deposit Coverage fee will be assessed to Business Checking, IOLTA, IBRETA, and qualifying Business SuperNOW and Business Interest Checking accounts. The Deposit Coverage fee will be assessed per $1,000 in Average Ledger Balances multiplied by a factor. The factor is determined based on FDIC premiums the bank is charged which are subject to change periodically.


^ Requires the use of eCorp
* There is a $3.00 monthly inactivity fee charged after 60 days of non-use.

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Small Business Checking

Small Business Checking is designed for small businesses, such as: sole proprietorships, partnerships, LLCs and corporations. It’s ideal for businesses that want online banking, but have a lower level of account activity. It has a simple account structure that is easy to manage.

  • Minimum Balance  — $750.00
  • Service Fee for Falling Below Minimum Balance  — $12.00
  • Charge per Check / Debit / Credit / Item deposited over 100  — $ 0.30
  • eCorp Monthly Fee—Basic  —  No Charge
  • eCorp Monthly Fee—Enhanced —  $12.00
  • Paperless Statements  —  No Charge^
  • Online Bill Pay with Paperless Statements —  No Charge^*
  • Online Bill Pay without Paperless Statements —  $6.00/mo^
  • This account does not earn interest 

^ Requires the use of eCorp
* There is a $3.00 monthly inactivity fee charged after 60 days of non-use.

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Not-for-Profit / Non-Profit Account

Not-for-Profit/Non-Profit accounts are available to area Not-for-Profit / Non-Profit organizations, corporations and groups. 

Choose either a Non-Interest-Bearing Checking Account or an Interest-Bearing SuperNOW Checking Account

  • The Non-Interest-Bearing Checking Account has no minimum balance or monthly service fee
  • The Interest-Bearing SuperNOW Checking Account has a minimum balance of $1,000 and a monthly service fee of $12 if the minimum balance is not maintained
  • Both the Checking and SuperNOW accounts provide free Basic eCorp. There is a monthly service fee of $12 for Enhanced eCorp.

Interested? Stop by and talk to any of our Friendly Personal Bankers for more information. We'll answer your questions and help you determine which account will work best for you.

 

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eCorp - Internet Banking For Business

Add the power of eCorp  to any Business Checking account.

 

FREE Online Bill Pay

FREE Online Bill Pay is available for all Business checking accounts, with no monthly fee or per transaction fees, if the account is signed up to receive Paperless Statements. A $3.00 monthly inactivity charge will apply after 60 days with no bill pay transactions. Without Paperless Statements, Online Bill Pay is $6.00 per month.

*A $3.00 monthly inactivity charge will apply after 60 days with no bill pay transactions.

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