Waukesha State Bank

A message from Ty R. Taylor, President

Dear Friends,
"Ensuring Your Trust and Confidence Since 1944." These are powerful words.

Waukesha State Bank has been committed to maintaining the privacy of any information resulting from your contact with us since we first opened our doors on Main Street in 1944. We maintain strict procedures to protect the privacy of personal information and our employees are very sensitive to the importance of confidentiality and customer privacy.

You'll receive a number of these notices as required by law from your financial institutions, credit card companies, brokers, etc. Many will require you to return an "opt out" response form if you do not wish to have your information shared with third parties. I am proud to point out the absence of such a form with our notice. Because we are not involved in this type of information sharing, a response is not necessary.

For more than sixty years, Waukesha State Bank and its employees have worked hard to keep your trust. We all look forward to serving your needs for many years to come.

Sincerely,

Ty R. Taylor
President

Privacy Notice

Earning your trust and confidence since 1944.

This is our privacy notice for our customers. We will tell you how we collect, maintain, and disclose customer information. This notice may be amended from time to time at our discretion. If you have any questions, comments or complaints about the privacy of information about you, please contact us at:

Attn Privacy Department
Waukesha State Bank
100 Bank Street
PO Box 648
Waukesha, WI, 53187-0648

or call us at (262) 549-8500.

THE INFORMATION THAT WE COLLECT

We collect non-public personal information about you from the following sources:

Information we receive from you on applications, other forms or our web site;
Information about your transactions with us or others; and
Information we receive from a consumer reporting agency.

THE INFORMATION THAT WE MAY DISCLOSE

We may disclose the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.

When you no longer have any active products or services with us, we do not disclose your non-public information about you, except as permitted by law.

Other than with your consent and when we are required or specifically permitted to do so by law, no information about you is disclosed to non-affiliated companies.

Waukesha State Bank has a solely owned subsidiary. Its purpose is to manage the investment portfolio for Waukesha State Bank. No customer or consumer information, personal or otherwise, is shared with this entity.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY
OF YOUR NON-PUBLIC PERSONAL INFORMATION

We restrict access to personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard non-public personal information.

Glossary of Terms

Affiliate: Any company that controls, is controlled by, or is under common control with another company.

Consumer Reporting Agency: Any entity which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports.

Customer: An individual who establishes an account relationship with Waukesha State Bank.

Joint Marketing Agreement: This is an agreement in which Waukesha State Bank contracts with another financial institution with whom we have teamed to market either or both of the institutions’ products or services.

Non-Public Personal Information: Personally identifiable information that is provided by a customer to Waukesha State Bank and lists or other groupings of customers that are derived from using any information that is not publicly available.

Publicly Available Information: Any information that you have a reasonable basis to believe is lawfully made available to the general public from:

Federal, state, or local government records;
Widely distributed media; or
Disclosures to the general public that are required to be made by Federal, state, or local law.