Personal Savings
A Financially Secure Tomorrow
At Waukesha State Bank we take pride in providing our customers with a complete variety of savings plans. Our customer service representatives are able to assist you in selecting the plan that will help make your dreams for tomorrow come true.
All of our Personal Savings Accounts Feature:
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Related Products and Services:
Check (Debit) Card | ATM Access
Safe Deposit Box | 24 Hour Banking
Regular Passbook Savings | Statement Savings
Friendly's Club for Kids | Christmas Club Savings
Super Saver Savings | CDs | IRAs | HSAs
Our Regular Passbook has traditionally been the backbone of every family savings plan. Each transaction is recorded in the passbook, allowing you to watch your savings grow, and the interest you earn is added semi-annually and posted right in your passbook.
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Transactions are recorded in a passbook
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Unlimited in person deposits & withdrawals
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$10 minimum balance required Required to Avoid a
$2 Quarterly Service Fee -
No monthly fee
Our Statement Savings account is ideal for those who have a busy schedule and need to have easy access to their account any time and any place. You may access this account from any of the PULSE® locations, 24 hours a day, seven days a week. Interest is posted semi-annually and you will also receive a quarterly statement with this account.
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Receive statements showing account activity
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Unlimited in person deposits & withdrawals
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$10 minimum balance required Required to Avoid a
$2 Quarterly Service Fee -
No monthly fee
Friendly's Club for Kids Savings
Friendly's Club for Kids is a special savings account designed specifically to teach kids about banking and how to save while having fun. The program features three age groups, 0-4 years are "Nest Eggs," 5-12 years are "Wings," and 13-15 years are "Fliers." When your kids become an member, they'll get all sorts of neat stuff, including:
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A membership card
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A special welcome packet
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Monthly questions in the mail
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An stamp book
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Newsletters throughout the year
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A special birthday dollar from Friendly the Eagle
Click here to go to learn more about Friendly's Club for Kids.
A convenient way to save money for a very special purpose, such as Christmas purchases or even a vacation. This account will close in early November allowing you plenty of time for the holiday season. Your interest is posted at that time and you can choose to have a check mailed to you or to have the funds deposited into another Waukesha State Bank account.
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Unlimited in person deposits
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$1 minimum balance required
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$1 minimum to open
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No monthly fee
For the customer who prefers a higher interest rate with safety, but also wants easy access to their funds at any time, the Super Saver account may be the answer.
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Earn Competitive Interest Rates on Tiered Balances
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Unlimited in person deposits & withdrawals
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$1,000 minimum to open
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No monthly fee
Other Investment Options
Certificates of Deposit (CDs)
With maturity options varying from 31 days to seven years, and minimum balances ranging from $500-$700, CDs can be a great way to reach your longer-term savings goals.
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Choice of various maturity dates
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Range of minimum balances
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Special 18 month “Raise Your Rate” CD option
Click here to go to our Frequently Asked Questions page.
Individual Retirement Arrangements (IRAs)
An IRA can be tailored to meet your specific needs. Because of the tax benefits of an IRA, investments made to an IRA will grow more rapidly and contributions will be tax-deferred for the qualified IRA holder. Any earnings are tax deferred as well.
When you open an FDIC insured IRA at Waukesha State Bank, you can be assured financial security. We offer a full range of IRAs to meet your investment needs including:
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Traditional
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Roth
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Educational
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SEPs
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Simple
Open a custodial IRA and choose a term along with a fixed rate to reach your financial goal. You may open a Waukesha State Bank IRA for as little as a dollar and at no annual fee.
Health Savings Accounts (HSAs)
With a Waukesha State Bank Health Savings Account (HSA), you can begin paying for qualified medical expenses – penalty free and tax free! You’ll be able to manage your health care costs with greater control and, as this is not a "flex" account, you can roll over your savings from year to year.
Waukesha State Bank HSAs feature:
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No Fees
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Only $25 to Open
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Personalized Checks
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Debit Card Accessibility (Coming Soon!)
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Interest Bearing Account