Waukesha State Bank

Checking Accounts that Fit Your Needs

Waukesha State Bank offers a complete variety of checking account options... one of which will fit your needs perfectly. Below you will find the account that gives you everyday convenience while saving you time and money.

All of our Personal Checking Accounts Feature:

Free Access using your VISA® Check Card at Waukesha State Bank ATMs
No ATM Surcharge at ATM Acce$$ terminals throughout Wisconsin
Free Access using VaultLink 24-hr. Telephone Banking and VaultLink ONLINE Banking
$100 Minimum to Open unless otherwise noted
Unlimited and Free Teller Access
FREE Online Bill Pay for the first 90 days
(see Online Bill Pay for details)

Related Products and Services:

Waukesha State Bank Check Card | Direct Deposit | Overdraft Protection
ATM Access | Safe Deposit Boxes | 24 Hour Banking

Simple Checking

For those people who write 15 or fewer checks per month, Simple Checking may be the ideal choice.

15 free checks/debits per month, $ .25 per check/debit thereafter
No minimum balance required
$4 monthly fee

Personal Checking

One of our more popular checking programs.

Unlimited check writing
$150 minimum balance required
No monthly fee if minimum balance is maintained, otherwise a $8 service fee per month applies

Senior Advantage Checking

If you are a senior citizen receiving a retirement income, you qualify for our Senior Advantage.

For individuals at least 55 years of age receiving retirement income
Unlimited check writing
No minimum balance required
No monthly fee

Value Club Checking

If you're looking for a checking account that gives you all the services you need for just one low monthly service charge, Value Club Checking may be the answer. With Value Club you will receive the following:

Unlimited check writing
No minimum balance required
$8 monthly fee
Free Vault-image style checks
Free U.S. traveler's cheques and traveler's cheques for two
Free cashier's checks and money orders
Many other special benefits, see our value club brochure for details
Credit card protection
Lost key return service
Tax benefits & discounts
Auto rental discounts
Medical information card
Shopping features & benefits
Insurance benefits*

*See our Value Club brochure for details

Free Checking with Direct Deposit

If you are looking for free checking and you receive your payroll check, social security check, or any other checks directly deposited into your account, look no further. Our Free Checking with Direct Deposit is the account for you.

Unlimited check writing
No minimum balance required
FREE First order of WSB Vault Image Checks
FREE Access to VaultLink (Online Banking)
FREE Notary Service
FREE Investment & Financial Planning Consultation

Super NOW Checking

Super NOW checking is ideal for anyone desiring interest on their checking dollars. Simply maintain the low minimum balance during your statement cycle, and this account will be free of a monthly maintenance fee.

25 free checks/debits per month, $ .25 per check/debit thereafter
This account bears interest, accrued monthly
$750 minimum balance required
No monthly fee if minimum balance is maintained, otherwise a $8 service fee per statement cycle applies

Advantage Checking

Now you can combine the benefits of savings and checking. Simply maintain the required minimum balance or more in a savings or Super Saver account and you will receive the following benefits:

Unlimited check writing
No minimum balance required in checking account
No monthly fee if $1,000 minimum balance is maintained in a linked Savings or Super Saver account, otherwise a $10 service fee per statement cycle applies
No annual fee for overdraft protection
Free investment check-up consultation

Advantage Plus Checking

For the ultimate in convenience and flexibility, the Advantage Plus account offers even more valuable financial services. By simply maintaining the required minimum balance or more in either a Savings account, Super Saver account, a high-earning Certificate of Deposit, or Money Market account, you will receive the following benefits:

Earn interest
Unlimited check writing
No minimum balance required in checking account
No ATM fees at over 1,000 ATMs in Wisconsin... and beyond
Our fee waived when using a non-Waukesha State Bank ATM
No monthly fee if $2,500 minimum balance is maintained in a linked Savings, Super Saver, CD, or Money Market account, otherwise a $10 service fee per statement cycle applies
Free personalized vault-image checks
Free money orders & cashier's checks
Free U.S. Traveler's Cheques
Reduced consumer loan rates
Free financial planning consultation
No annual fee for overdraft protection

Student Checking

Our Student Checking Accounts are designed to fit your unique needs as a high school or college student. The accounts provide you with the independence that you want and the flexibility that you need, without the costs of a traditional account.

Unlimited Check Writing
No Minimum Balance Required
FREE 1st Order of WSB Vault Image checks
FREE Access to Online Banking
FREE Online Bill Pay for 90 Days
FREE ATM Cards and Check Cards Available
ELAN College Visa Cards (Must be 18 years or older. Dependent on the acceptance of their applications. Terms and conditions apply.)

Account Requirements: The High School Checking Account is available to high school students, and requires a parent or guardian as the joint account owner.

Interested? Stop by and talk to any of our Friendly Personal Bankers for more information. We'll answer your questions and help you determine which account will work best for you.