Checking Designed with Your Business in Mind
Waukesha State Bank offers a variety of business checking account options to choose from... one that is sure to fit your business needs perfectly.
eCorp - Internet Banking For Business
Add the power of eCorp to any Business Checking account. See each account below for fees.
Find out what eCorp can do for your business.
Business Checking
The Business Checking account is designed for sole proprietorships, partnerships, LLCs and corporations with higher levels of account activity. It's perfect for businesses that don't want to worry about maintaining a minimum balance.
- Monthly Maintenance Fee — $ 12.00
- Checks/Debits (each) — $ 0.18
- Deposits/Credits (each) — $ 0.55
- Items Deposited (each) — $ 0.09
- Returned Item Charge (each) — $ 10.00
- eCorp Monthly Fee—Basic or Enhanced (optional) — $18.00
- Paperless Statements (requires eCorp) — No Charge
- This account does not earn interest, per Federal banking laws
- Online Bill Pay (Requires Paperless Statements) — No Charge*
- Online Bill Pay (Without Paperless Statements) — $5.95/mo.
This account receives a monthly earnings credit set by the bank based on the adjusted average collected balance in the account each statement period. The adjusted average collected balance is the average collected balance for the period less a 10% reserve requirement.
All negative average collected balances for the statement cycle will be subject to a finance charge based upon the prime lending rate in effect on the last day of the statement cycle, plus 5%.
Businesses that encode their own checks will be charged $ .20 per rejected item.
Small Business Advantage Checking
Small Business Advantage Checking is designed for small businesses such as: sole proprietorships, partnerships, LLCs and corporations. This account provides free Basic eCorp. It is perfect for businesses that want online banking, but have a lower level of account activity. It has a simple account structure that is easy to manage.
- Minimum Balance — $1,000.00
- Service Fee for Falling Below Minimum Balance — $12.00
- Charge per Check/Debit/item deposited over 100 — $ 0.25
- Charge per Credits — No Charge
- Returned Item Charge (each) — $10.00
- Basic eCorp — No Charge
- Optional Enhanced eCorp (monthly fee) — $10.00
- Paperless Statements (requires eCorp) — No Charge
- Online Bill Pay (Requires Paperless Statements) — No Charge*
- Online Bill Pay (Without Paperless Statements) — $5.95/mo.
- This account does not earn interest, per Federal banking laws
Small Business Checking
Small Business Checking is designed for small businesses such as: sole proprietorships, partnerships, LLCs and corporations. It is perfect for businesses wanting to avoid fees by maintaining the $500 minimum balance, with a simple account structure that is easy to manage.
- Minimum Balance — $500.00
- Service Fee for Falling Below Minimum Balance — $10.00
- Charge per Check/ Debit/ Item Deposited over 100 — $ 0.25
- Charge per Credits — No Charge
- Returned Item Charge (each) — $10.00
- eCorp Monthly Fee—Basic or Enhanced (optional) — $10.00
- Paperless Statements (requires eCorp) — No Charge
- Online Bill Pay (Requires Paperless Statements) — No Charge*
- Online Bill Pay (Without Paperless Statements) — $5.95/mo.
- This account does not earn interest, per Federal banking laws
Not-for-Profit/Non-Profit Account
Not-for-Profit/Non-Profit accounts are available to area Not-for-Profit/Non-Profit organizations, corporations and groups. This account is not subject to a monthly service fee, and includes Basic eCorp. If the account is a SuperNow Account or includes Optional Enhanced eCorp, there is an $18.00 monthly fee.
Other fees may apply as listed in our Fee Schedule for Personal & Business accounts. Additional information is available in the All About Your Business Deposit Accounts brochure, on the signature card or upon request.
FREE Online Bill Pay
FREE Online Bill Pay is available for all Business checking accounts, with no monthly fee or any per transaction fees, if the account is signed up to receive Paperless Statements. A $6.00 monthly inactivity charge will apply after 60 days with no bill pay transactions. Without Paperless Statements, Online Bill Pay is $5.95 per month.
*A $6.00 monthly inactivity charge will apply after 60 days with no bill pay transactions.
